Privacy Policy

Last updated: 17.09.2026

Mani.az (“we”, “the site”) respects the privacy of its users. This Privacy Policy explains what information is collected when you visit our site, how it is used, and what rights you have. By using the site you accept this policy.

1. Information we collect

• Information you provide: name, phone number, email and similar contact details, submitted when you complete a loan, insurance or other application form.
• Information collected automatically: IP address, browser and device type, pages viewed, time spent on the site and referring source. This is gathered through cookies and analytics tools.

2. How we use information

We use the information we collect in order to:

• pass your application to the relevant bank or organisation;
• improve our services and analyse site performance;
• show relevant content and advertising;
• meet our legal obligations.

3. Cookies

Our site uses cookies — small text files stored in your browser. Cookies keep the site working correctly, help us analyse how it is used, and personalise advertising. You can disable or delete cookies in your browser settings, though some parts of the site may then stop working properly.

4. Third-party advertising and Google AdSense

We use third-party vendors, including Google, to serve advertising on this site.

• Third-party vendors such as Google use cookies to serve ads based on your prior visits to this site or other sites.
• Google's advertising cookies (including the DoubleClick / DART cookie) enable Google and its partners to serve ads based on your visits across the internet.
• You can opt out of personalised advertising at Google Ads Settings.
• You can opt out of third-party vendor cookies at www.aboutads.info/choices.

For users in the European Economic Area (EEA), the United Kingdom and Switzerland, advertising cookies are used only after consent has been given through a consent message.

5. Analytics

We use Google Analytics to understand how the site is used. It collects anonymous, aggregated statistics about site usage. More detail: Google Privacy Policy.

6. Sharing of data

We do not sell your personal data. Data may be shared only where it is necessary to deliver the service (for example, passing your application to the bank it relates to) or where the law requires it.

7. Your rights

You have the right to access the personal data we hold about you, and to request that it be corrected or deleted. To do so, contact us using the details below.

8. Children's privacy

Our site is not directed at anyone under 18, and we do not knowingly collect personal data from children.

9. Changes

This policy may be updated from time to time. Changes are published on this page and the revision date is shown above.

10. Contact

For any privacy question, you can reach us at [email protected].